Shop Insurance And Save

Shop Like A Pro and Save Big!

Many business owners need to insurance their business vehicle, but often find it difficult to understand what the options are. Multiple car insurance companies may be vying for business in your area, including nationwide players and local insurers. Each of them offers an eye-glazing variety of policy options, making it hard to compare policies and figure out what is the best and cheapest option. The cost of an auto insurance premium can vary by hundreds or even thousands of dollars, depending on the type of car you own and who insures it. Nevertheless, if you know how to shop for insurance you can save a ton by comparing your options.  Here are some great tips which may get you big savings.

 

Do Your Research and Compare

When shopping around for car insurance, it’s important to make sure that you are comparing like-for-like coverage. Some policies may seem cheaper, but you may find you don’t have the same level of coverage when you must make a claim. By using an online comparison service to do the work for you, you can alter the excess that you are willing to pay and the mileage you will drive and get new quotes to choose from.

 

Don’t Put the Whole Family on Your Policy

Make sure that only regular drivers are named on the policy. You can always add someone for a few days when they need to drive the car.

 

Maintain a Good Credit History

By establishing a good credit history, it’ll open many benefits for you, including lower insurance costs. Most insurers use credit information to price auto insurance policies. To be sure you’re getting the good credit you deserve, it’s a good idea to check your credit score/record often to be sure all information is accurate and up-to-date.

 

Low Mileage Discounts

Some insurers offer discounts to people who drive less than the average number of miles per year. Low mileage discounts can also apply to those drivers who car pool to and from work.

 

Other Discounts

Insurance companies offer discounts to policyholders who haven’t had any accidents or moving violations, drive few miles, have taken a defensive driving course.

 

The final point to keep in mind that is very important to saving money when looking for auto insurance is not always getting the best discount, but the best final price. Be sure to visit the Bullfrog Blog often for more tips on marketing, productivity and risk mitigation.

 

 

Being a Prudent Business Leader

Being A Prudent Business Leader

If you’ve ever thought about quitting your job and starting your own business, money may be a major concern. When becoming self-employed, most forget about the out-of-pocket costs along with the fact that you need to focus on making a profit so you can support yourself and your family. On the plus side, when starting a business, it doesn’t have to cost you a few limbs. If you focus on setting a clear and concise budget, you can cut down the costs of launching and growing your business.

 

Go Digital and Go Paperless

Naturally, going digital with your business will allow you to go paperless too. While there are tremendous opportunities to run a digital business its remarkable how often we invite paper back into the equation.  By operating without paper and diligently keeping digital documentation, you will gain flexibility and freedom from the constraints and pitfalls of paper based solutions.

 

Designated Office Space at Home

When working from home, your couch is not a feasible office space. If you’re going to be serious about your business having an appropriate workspace is critical.  The couch isn’t going to cut it.  A desk, a designated space will go a long way towards your success.  If you have a spare room and can convert it into an office space, you may be able to write it off on your taxes.

 

Free Apps and Websites

When starting a business, you’ll eventually be faced with new expenses that include monthly subscriptions to websites with services that can help simplify your processes. Though you may have a list of your favorites that you’re happy to pay for, there are quite few ways to save here as well.

 

Organic Social Media

Yes, you could pay for advertising for your business, but you can also grow your reach by organically increasing your following on social media platforms. People will see your promotions via social media which can then increase your leads.

 

With a prudent and pragmatic approach, you’ll be able to stretch your dollars further and drive your business growth and profitability.  Be sure to visit the Bullfrog Blog often for more tips on marketing, productivity and risk mitigation.

 

 

Leadership Lessons from the CEO of Uber

Companies are opting for Less Drama and More Delivery

What is leadership? Such a simple question, and yet it continues to baffle the minds of some.  If you look up the term, you’ll see something along the lines of: “Leadership is a process of social influence, which maximizes the efforts of others, towards the achievement of a goal.”

 

Uber CEO Travis Kalanick’s pushy and combative leadership style has been the focus of much news lately.  While both qualities can be credited for part of what’s driven Uber’s success, more recently they have emerged as the very attributes that are tarnishing the company’s reputation. Uber’s culture has been described has a “toe-stepping, and cut-throat meritocracy”, causing some employees to leave.

 

Entrepreneurship requires strong-headed, passionate leadership to push through the obstacles bureaucracy often stand in the way of success.  Many great leaders exude a sort of confidence bordering on arrogance — Steve Jobs, Mark Zuckerberg and others have often been cast in such a manner – but more and more in today’s era companies are opting for less drama and more delivery.  This is typically best achieved through joint efforts, inclusion and diversified thinking.  Leaders who opt for the “my way or the highway” approach often find themselves abandoned eventually.

 

In the case of Uber, the company’s response to its current crisis provides numerous leadership lessons. While it may have been forced on him, Kalanick’s decision was indicative of recognition that the current mode of operation was no longer viable.  Kalanick’s decision was one of the most mature things he has done in recent months and demonstrates he is smart enough to know when to put his ego aside and do what is best for the company.

 

All leaders need a certain amount of guile and toughness, but the recent changes at Uber offer an insightful illustration of the advantages and pitfalls of having a maverick at the helm.  Be sure to visit the Bullfrog Blog often for more tips on marketing, productivity and risk mitigation.