Your small business is a significant investment. You’ve put money, time, and effort into your business. You cannot afford setbacks due to unforeseen events or issues. That’s why you need to protect your business from the unexpected.

Bullfrog has developed a policy that will suit your needs. We have also standardized coverage across insurance carriers so that you can easily compare price without having to worry about differences in coverage.

 

Key Benefits To Buying With Bullfrog

• One simple, online questionnaire that generates four different quotes

• Ability to purchase, pay and receive your policy in real-time so you can get on with your business

• Comfort in knowing your policy is tailored to the coverage a small business requires

Insurance Solutions Provided by Bullfrog Insurance 

  • Bullfrog Business Owners Policy (full package deal)
    Automatically includes property coverage, business interruption/income coverage, crime coverage, equipment breakdown insurance, commercial general liability, non-owned automobile liability and comprehensive package extensions such as cyber event expense, installation floater etc. This is good for business owners who have a physical business property or own valuable tools, equipment etc.
  • Liability Only
    Includes Commercial General Liability and non-owned automobile liability. This is good for business owners who have a home office only and no business assets that they care to cover for fire, theft etc.

Knowledge is power – that’s why we’ve set up the Knowledge Center to help you understand the coverage you need to protect your business. Armed with the knowledge you need and the simple Bullfrog quoting service, you’ll be able to get the best possible policy for your business in a matter of minutes.


 

icon-contractors-circle

CONTRACTORS


PROPERTY
As a contractor, you likely own property crucial to your business such as tools and equipment. These items might be kept at your home, in your vehicle or on a job site. You may also require coverage for your business contents or a building such as your office location or a shop. All of these items can be covered under your Bullfrog policy in the event of theft, fire, vandalism, water damage and more.

 

INSTALLATION FLOATER
Contractors often have materials, supplies, or parts that they transport to a job site and leave there until they’re ready to be installed. Bullfrog policies automatically include $25,000 of coverage for these items while in transit and while on the job site for loss or damage that might occur. If you deal with more expensive items or larger projects, you can increase this limit accordingly.

 

LIABILITY
Due to the nature of your operations, there is the risk of causing injury or property damage to third parties. Heavy machinery used for excavation may cut power lines, disrupting service to other homes or businesses in the vicinity. Tools, power cords, and scrap all pose trip hazards even when not in use. If there is work at heights, falling tools or supplies may cause damage and injury if dropped from ladders, scaffolding, or cranes. In addition to events that occur while work is being done, there is also the risk of a loss occurring after work is completed. If a decking contractor failed to secure a railing properly, someone could lean on it, fall and suffer an injury. Or a contractor could install an overhead door which later malfunctions and closes on top of a new pickup truck. Bullfrog automatically includes Commercial General Liability coverage as part of our package to make sure you are protected while work is being done and after it is completed.

 

AUTOMOBILE LIABILITY
It’s important to make sure that vehicles used for business purposes are properly insured and carefully operated. However, sometimes your employees might use their own vehicles for business purposes, such as transporting equipment or dropping off materials on a job site, and you could be held legally responsible for any property damage or injuries resulting from an accident. Bullfrog policies automatically include liability coverage for Non-Owned Automobiles to ensure you are properly protected.

 

AUTOMATIC COVERAGE EXTENSIONS
Juggling your own business can be busy enough, without the added stress of sifting through various insurance options. Bullfrog has made it easy for you by automatically including all the ‘extras’ at no extra charge. This includes coverage such as Cyber Expense, Crime, Accounts Receivable, Valuable Papers, Equipment Breakdown and more.

 


 

 icon-retailers-circle

RETAILERS

 

PROPERTY
Property insurance protects the physical assets owned by your business in the event they are damaged by an insured cause such as fire, theft or vandalism. As a retailer, your physical assets may include buildings, equipment, inventory, supplies, furniture, and computers. Bullfrog allows you to cover all of your assets under one blanket limit chosen by you. This gives you flexibility in the event of a claim if you overestimated some items and underestimated others.

 

LIABILITY
As a retailer, you likely have a business premise where customers visit you on a regular basis. It’s important to have liability coverage in the event someone injures themselves at your business. For example, if they slip on a wet floor, injure themselves, and elect to sue you, your liability coverage would pay your legal fees along with any damages if you were found to be liable. Sometimes allegations of liability also arise due to the products you sell. Bullfrog policies automatically include Commercial General Liability coverage to ensure you are properly protected against these and other situations that might result in third party injury or property damage.

 

BUSINESS INTERRUPTION
An insured loss to your business could still be detrimental to your livelihood if you’re forced to shut down while repairs or rebuilding takes place. You could experience not only lost profits, but also continuing operating and fixed expenses such as wages, rent, utilities etc. Bullfrog policies automatically include coverage for Business Interruption up to the amount of your actual loss sustained. This will ensure you can stay afloat and get your business back up and running.

 

CRIME
As a retailer, the threat of crime exists both outside and within your business. You are vulnerable to robbery, burglary, employee theft or fraud as well as electronic fraud and forgery. Bullfrog policies automatically include crime insurance to pay for the losses you experience as a result of these criminal acts.

 

AUTOMOBILE LIABILITY
If your employees are driving vehicles (whether company-owned, rented or personal) for business purposes such as picking up stock or taking a deposit to the bank, you could be legally responsible for any property damage or injuries resulting from an accident. Bullfrog policies automatically include liability coverage for Non-Owned Automobiles to ensure you are properly covered for legal fees and damages.

 

AUTOMATIC COVERAGE EXTENSIONS
Running your own business can be busy enough, without the added stress of sifting through various insurance options. Bullfrog has made it easy for you by automatically including all the ‘extras’ at no extra charge. This includes coverage such as Personal Property at your business location, Property in Transit, Extra Expense, Cyber Expense, Accounts Receivable, Valuable Papers, Equipment Breakdown and more.

 


 

 icon-health-services-circle

HEALTH SERVICES

 

PROPERTY
Property insurance protects the physical assets owned by your business in the event they are damaged by an insured cause such as fire, theft or vandalism. As a healthcare professional, your physical assets may include buildings, equipment, inventory, supplies, furniture, and computers. Bullfrog allows you to cover all of your assets under one blanket limit chosen by you. This gives you flexibility in the event of a claim if you overestimated some items and underestimated others.

 

BUSINESS INTERRUPTION
An insured loss to your business premise could still be detrimental to your livelihood if you’re forced to shut down while repairs or rebuilding takes place. You could experience not only lost profits, but also continuing operating and fixed expenses such as wages, rent, utilities etc. Bullfrog policies automatically include coverage for Business Interruption up to the amount of your actual loss sustained. This will ensure you can stay afloat and get your business back up and running so you can continue to serve your clients.

 

LIABILITY
As a healthcare professional, you likely have an office or clinic where clients visit you on a regular basis. It’s important to have liability coverage in the event someone injures themselves at your premise. For example, if they slip on a wet floor, injure themselves, and elect to sue you, your liability coverage would pay your legal fees along with any damages if you were found to be liable. Sometimes allegations of liability also arise due to the products you sell. Bullfrog policies automatically include Commercial General Liability coverage to ensure you are properly protected against these and other situations that might result in third party injury or property damage.

 

AUTOMOBILE LIABILITY
If your employees are driving vehicles (whether company-owned, rented or personal) for business purposes such as picking up supplies or taking a deposit to the bank, you could be legally responsible for any property damage or injuries resulting from an accident. Bullfrog policies automatically include liability coverage for Non-Owned Automobiles to ensure you are properly covered for legal fees and damages.

 

AUTOMATIC COVERAGE EXTENSIONS
Operating your own clinic can be busy enough, without the added stress of sifting through various insurance options. Bullfrog has made it easy for you by automatically including all the ‘extras’ at no extra charge. This includes coverage such as Personal Property at your business location, Property in Transit, Extra Expense, Accounts Receivable, Valuable Papers, Crime, Equipment Breakdown and more.

 


 

 icon-chair-circle

OFFICE PROFESSIONALS

 

PROPERTY
Property insurance protects the physical assets owned by your business in the event they are damaged by an insured cause such as fire, theft or vandalism. As an office professional, your physical assets may include buildings, equipment, inventory, supplies, furniture, computers and electronics. Bullfrog allows you to cover all of your assets under one blanket limit chosen by you. This gives you flexibility in the event of a claim if you overestimated some items and underestimated others.

 

BUSINESS INTERRUPTION
An insured loss to your business premise could still be detrimental to your livelihood if you’re forced to shut down while repairs or rebuilding takes place. You could experience not only lost profits, but also continuing operating and fixed expenses such as wages, rent, utilities etc. Bullfrog policies automatically include coverage for Business Interruption up to the amount of your actual loss sustained. This will ensure you can stay afloat and get your business back up and running so you can continue to serve your clients.

 

LIABILITY
As a professional, you likely have an office premise where clients visit you on a regular basis. It’s important to have liability coverage in the event someone injures themselves at your premise, or in the event you visit your client’s premise and cause some sort of property damage. Bullfrog policies automatically include Commercial General Liability coverage to ensure you are properly protected for legal fees and damages that might be incurred as result of these situations, and any others resulting in third party injury or property damage.

 

CYBER EVENT EXPENSE
In today’s high-tech workplace, most business professionals rely heavily on technology to manage the operations of their company and to store valuable information. Any business or professional that handles or stores private business, customer, patient or employee information has a privacy breach risk. When a breach happens, most businesses are required by law to take action. Bullfrog policies automatically include $25,000 for Cyber Event Expense to assist with expenses incurred to deal with a breach (notification, monitoring, public relations, regulatory compliance etc.).

 

AUTOMOBILE LIABILITY
If your employees are driving vehicles (whether company-owned, rented or personal) for business purposes such as visiting a client or taking a deposit to the bank, you could be legally responsible for any property damage or injuries resulting from an accident. Bullfrog policies automatically include liability coverage for Non-Owned Automobiles to ensure you are properly covered for legal fees and damages.

 

AUTOMATIC COVERAGE EXTENSIONS
Managing your own office can be busy enough, without the added stress of sifting through various insurance options. Bullfrog has made it easy for you by automatically including all the ‘extras’ at no extra charge. This includes coverage such as Personal Property at your business location, Property in Transit, Extra Expense, Accounts Receivable, Valuable Papers, Crime, Equipment Breakdown and more.