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Business Insurance

Helpful Tips

5 Common Small Business Insurance Myths

                              There are often many misconceptions regarding small business insurance, especially when it comes to whether or not existing personal insurance policies protect your small business against potential claims. To help clarify what is and what isn’t covered, here are some…

Theft Protection Tips for Your Retail Business

                              Retail businesses are prime targets for theft as they often have cash on hand and store valuable inventory on their premises. Here are three areas you should focus on when trying to prevent the risk of theft to your business…

Water Damage Prevention

                              Water damage issues can affect more than just walls and ceilings; it can also affect your business’ bottom-line. Depending on its severity, water damage can result in a loss of inventory due to a flood or it can even halt your…

Protect Your Small Business with These 5 Tips

                              When it comes to purchasing insurance coverage for your small business, the process can feel somewhat tedious and at times a little confusing. To ensure that you are getting the right coverage for your small business without blowing your budget,…

What Legal Structure is Right for You and Your Business?

                              One of the most important aspects of starting a new business is choosing what type of legal structure your business will have. The structure will determine your legal responsibilities, taxes and personal liability among other things. The most common types…

Why You Should Have Your Insurance Broker Review a Contract

                              If you’re a contractor or sub-contractor, you will likely find yourself signing contracts for clients or a project manager. Likewise, if you own a retail business or operate any type of office, you are probably required to sign a contract…

Distracted Driving and Your Business

                              Whether it’s texting, talking on the phone or using any type of hand held technology device, you know you shouldn’t be doing it while driving. Cell phones have been proven to be one of the most common distractions for drivers…

Preventing Loss at Construction Sites

                              In recent years, construction companies, tradesman, and rental businesses have been applying stricter security measures while on construction sites. The reasoning behind this? This call for stricter security is the result of an increase in tool and equipment theft that…

Why You Should Ask for Proof of Insurance as a Business Owner

                              Today’s world has become more concerned over lawsuits than ever before. As a result, it is extremely important to confirm that someone whom you have contracted work to carries valid liability insurance. Regardless of your business, you will probably come…

Insurance & Your Home-Based Business

                              Do you currently run a small business out of your home? Do you have a home office set up for the business or store any inventory for this business inside your home?  If your answer is yes to any of…