Hassle Free Contractors Insurance in Ontario

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What is contractors insurance in Ontario?

Protect your business with Ontario contractor’s insurance coverage for your small business. The second largest industry in Ontario, the construction segment is attributed to employing over 425,000 residents in the province. As more and more small business operations arise in Ontario, it’s important for small business owners to instill the right risk protection measures to protect their growing businesses.

Construction is the second largest industry in Ontario and makes a huge contribution to the province’s economic activity. In 2015, Ontario will introduce more than 10,000 students to construction careers, many of which will become entrepreneurs creating their own small contracting businesses. This exciting development in the construction industry will lead many small business owners to seek out the right insurance for their investments. Bullfrog contractors insurance is ready to take on new clients, such as yourself, and commit to a long partnership as your business grows.

What we offer

  • Alterations, Renovations or Repairs (Residential)
  • Antenna & Satellite Installations (Residential)
  • Carpentry – With Shop Operations/Away From Shop
  • Chimney Cleaning (Residential)
  • Decks & Fencing
  • Doors, Windows, Siding, Awnings
  • Drywalling, Plastering & Lathing
  • Electricians (No Industrial)
  • Floor Covering & Ceiling Installatins
  • Glass (Glazier) Installation
  • Heating Equipment & Combined Air Conditioning (Residential)
  • Insulation (no asbestos/UFFI or EIFS)
  • Interior Decorator (Cosmetic)
  • Landscaping
  • Landscaping
  • Lawn Sprinkler Installation
  • Machinery, Agricultural
  • Machinery, Industrial (Millwright)
  • Masonry (Including Bricklaying, Stonework, etc.)
  • Painting & Paper Hanging
  • Plumbers
  • Road Construction
  • Roofing
  • Sheet Metal (Work Done Away From Shop)
  • Sign Installation
  • Solar Energy Contractors
  • Tile Work
  • Tree Removal, Trimming, Pruning
  • Window Cleaning

How do I get contractors insurance in Ontario?

Bullfrog Insurance understands small business owners and their commitment to providing clients with quality service and provides the same courtesy to its clients.

If you choose to protect your business with one of Bullfrog’s insurance plans, we will make sure that your company is covered based on your unique needs and risks.

Bullfrog provides Ontario entrepreneurs with a choice of versatile and inclusive coverage plans because we understand the construction industry.

We offer our customer’s liability coverage specifically tailored to Ontario small construction businesses such as Property Insurance, Installation Floater, Liability Insurance and Automobile Liability.

Dedicated to offering small contracting businesses a fast and simple way to shop for commercial insurance coverage online, Bullfrog Insurance is here to help contractor businesses in Ontario, like yours, find the right protection for its needs.

We understand that as a business owner, you cannot afford setbacks due to sudden events or issues. Bullfrog offers you the ability to request, purchase, pay and receive your Ontario contractors insurance quotes and policies in real-time so you can get on with your business and what really matters.

Who needs independent contractor insurance in Ontario?

A wide range of different contracting industries require contractor insurance in Ontario. This includes general contractors, subcontractors, and property owners doing their own project. Professionals who do landscaping, painting, roofing, heating and air conditioning, installations and repairs will likely be required by government contractor or the client to show proof of insurance.

What are the contractor insurance requirements in Ontario?

Contractors are required to carry contractor liability insurance in Ontario to protect themselves from financial loss due to accidental disaster causing property damages or bodily injury. This includes professionals operating in these following industries: carpentry, painting, plumbing, landscaping, snowplow, remediation, cleaning, and more. Chances are that if you are a contractor, whether your business is big or small, you may be required to carry a certain minimum of insurance to do work.

How much does Ontario contractor insurance cost?

On average in the province of Ontario, contractor insurance with $2million general liability will cost between $655.56 and $751.68 annually, or between $54.63 and $62.64 a month.

If your limits are higher ($5million general liability) you may be looking at around $121.50 a month. Your insurance may cost more or less depending on the nature of your work and what your coverage limits are.

A Bullfrog representative will be able to discuss with you what impacts the cost of your Ontario contractor insurance and can suggest ways to mitigate your expenses.

An Important Update About Bullfrog Insurance 

Please be aware that due to a change in our operations, Bullfrog Insurance has made the difficult decision to start winding down our business. This means we are no longer accepting new clients. 

Are you an existing Bullfrog Insurance client? Rest assured that your coverage remains valid, and you’ll continue to be protected up until your policy expiry date. Watch your inbox for more details from our team.