Ottawa Commercial General Liability Insurance

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We understand running a business takes a lot of time and effort. We make protecting your business in Ottawa easy with commercial general liability insurance online. Get a quote or get your coverage in under 5 minutes. With Bullfrog, you get instant coverage, rockstar treatment and no bull. It really is that easy.

How to Get Commercial General Liability Insurance Online in Ottawa

Here’s how to get online commercial general liability insurance in Ottawa:

  1. Enter your profession and company name.
  2. Provide your name, email, phone number and postal code.
  3. Answer a few questions about your business.
  4. Choose your insurance coverage.
  5. Review your Ottawa commercial general liability insurance quotes.
  6. Choose your insurance provider.
  7. Pay online.
  8. You’re insured!

It’s fast. It’s easy. You’re getting great commercial general liability insurance protection for your Ottawa business at a competitive price.

What’s covered by commercial general liability insurance in Ottawa?

If your business is sued for causing property damage or injury to a third party due to negligence, Ottawa commercial general liability insurance can cover your legal expenses such as:

  • Defense costs
  • Judgement awards
  • Settlements
  • Medical bills
  • Replacing damaged property

You’re covered regardless of the outcome of the lawsuit.

Here are some examples of claims:

  • A client getting a tour of a worksite, trips over a piece of equipment, falls, and gets hurt. They decide to sue you.
  • An employee at a worksite accidentally knocks over cans of paint, ruining the floor and part of the wall. The client sues for damages.
  • A random passerby slips on the sidewalk outside your company’s premises. They sue you for negligence causing them injury.

What isn’t covered by commercial general liability insurance in Ottawa?

Commercial general liability insurance only protects Ottawa businesses if they’re sued for negligence causing injury or property damage to a third party. It will not cover anything else, including:

  • Financial loss due to your service or advice
  • Injury or damage caused when driving a vehicle
  • Injury or damage caused intentionally
  • Injury to an employee
  • Damage to company property

There may be other insurance products that can help cover your business – contact us for more details!

Your policy documents will outline any specific exclusions. It will also describe what’s covered and for how much. It can be confusing, but you can always talk to one of our insurance experts via online chat, email or phone.

How much does Ottawa commercial general liability insurance cost?

In Ottawa, commercial general liability insurance costs start at $500 or $1000 per year, depending on your industry and the insurance company. Your costs will go up based on your individual business risk.

What affects commercial general liability insurance rates in Ottawa?

The following factors can affect commercial general liability insurance rates in Ottawa:

  • Industry
  • Business operations
  • Annual revenue
  • Number of employees
  • Where your business operates (locally, provincially, nationally, or internationally)
  • Your coverage options
  • Your insurance history

Every insurance company calculates rates differently, which is why we get commercial general liability insurance quotes from different Ottawa insurers. That way you know you’re getting the best price for your coverage!

Does my Ottawa business really need commercial general liability insurance?

There are two main reasons Ottawa businesses need commercial general liability insurance:

  1. To protect against the financial devastation of a lawsuit.
  2. They are required to hold this particular coverage by a contract.

Lawsuits can financially cripple a business and commercial general liability insurance helps Ottawa businesses cover those costs. That’s why many contracts require this coverage – others do not want to be held liable and have to cover those costs either.

How much commercial general liability insurance do I need for my Ottawa business?

The amount of commercial general liability insurance your Ottawa business needs will depend on your individual situation. At Bullfrog, we offer the following levels of coverage:

  • $2 million
  • $3 million
  • $4 million
  • $5 million

Consider the likelihood of a lawsuit in your industry and the average cost. This can help you decide on the amount of protection you need. Also consider:

  • The number of employees
  • Your company’s annual revenue
  • Where your company operates
  • Your business operations
  • Who your customers are
  • Any other risks particular to your business

If you need any help, feel free to contact us online, by email or by phone.

Protect your business in Ottawa with commercial general liability insurance today – get an online quote or even get protected today.

How to get it

Simply fill out our short online questionnaire and we instantly provide you with multiple online insurance quotes based on your needs. All coverage options are standardized between insurance companies so all you have to do is compare insurance quotes based on price!

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Why our customers love Bullfrog

Our customers love Bullfrog because we make insurance simple. Do it quickly online yourself or talk to one of our knowledgeable insurance brokers. We’re responsive and professional and our insurance coverage is quality and competitively priced.

Stephen Hammond

Harassment Solutions INC / BC & AB

Due to a client’s request, and for the first time, I needed Commercial General Liability insurance, but I had no clue where to start. I Googled “CGL” and up came Bullfrog Insurance. Even though my needs were relatively small, due to the client needs, they had to be very specific. Every question I asked was answered by the Bullfrog insurance representative, Raman, who was very helpful. And then when I realized I needed more coverage, she didn’t flinch and let me know she’d get back to me right away. I got great coverage and all of it was done via email. Now I’ll know who to turn to for other small business insurance needs.

Sev Michaels

White Lilac INC. / Alberta

Thank you so much for your assistance, you made the process so painless. I have contacted other brokers before and they made it so complicated. Also, you were far more efficient!

An Important Update About Bullfrog Insurance 

Please be aware that due to a change in our operations, Bullfrog Insurance has made the difficult decision to start winding down our business. This means we are no longer accepting new clients. 

Are you an existing Bullfrog Insurance client? Rest assured that your coverage remains valid, and you’ll continue to be protected up until your policy expiry date. Watch your inbox for more details from our team.