Red Deer Commercial General Liability Insurance

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Bullfrog makes it easy to protect your Red Deer business because we figure you’ve got enough to worry about. Get instant coverage, rockstar treatment and no bull. Stop worrying and get online commercial general liability insurance in Red Deer.

What is Red Deer commercial general liability insurance?

Commercial general liability insurance protects your Red Deer business if you’re sued for causing bodily injury or property damage to a third party due to negligent acts. What does that mean?

  • Bodily Injury – physical injury to someone.
  • Property Damage – damage or loss caused to someone’s property.
  • Third Party – anyone not employed by your business.
  • Negligent Acts – not giving due care in a specific circumstance, like failing to properly shovel a walkway, a puddle of water accumulates near a doorway, a pile of boxes are left out temporarily and become a tripping hazard, and more.

Pretty much every business in Red Deer is at risk for being sued in this manner. Commercial general liability insurance can help your Red Deer business reduce the financial impact of a lawsuit.

Commercial General Liability Insurance Coverage in Red Deer

At Bullfrog, our Red Deer commercial general liability insurance coverage is occurrence-based. This means you’re covered for any incident that happened during your insured policy period, even if you’re sued a while later and don’t have an insurance policy anymore.

If your business is sued for causing bodily injury or property damage to a third party due to negligent acts, Red Deer commercial general liability insurance will cover your legal expenses. This can include:

  • Defense costs (such as for a lawyer and expert witness)
  • Judgement awards
  • Settlements

Exactly what’s covered will be outlined in your policy documents. If you have any questions, our insurance experts are here to help.

What isn’t covered by commercial general liability insurance in Red Deer?

Commercial general liability insurance is designed to protect Red Deer businesses from a specific risk: if they’re sued for negligence causing bodily injury or property damage to a third party. That means that you are not covered by this type of insurance for:

  • Injury to employees
  • Damage to property owned by your business
  • Causing financial loss
  • Injury or property damage caused intentionally or by criminal actions
  • Cyber attacks or privacy breaches
  • Injury or property damage caused when operating a motor vehicle

There may be other types of insurance coverage that can protect you from these risks. Your policy outlines will outline what is not covered, including specific exclusions. It’s important to read and understand these. If you need help, don’t hesitate to reach out to one of our insurance experts.

How much commercial general liability insurance does my Red Deer business need?

How much commercial general liability insurance your Red Deer business needs depends on your individual circumstances. Here are a few questions to consider:

  • How common are lawsuits in my industry?
  • How much do lawsuits cost in my industry?
  • Does my business have any particular risks that could lead to a lawsuit?
  • What is my annual revenue?
  • How many people do I employ?
  • Who are my customers?
  • Where does my business operate?

At Bullfrog, we offer several levels of protection to fit your needs, from $2 million to $5 million in coverage.

The Cost of Commercial General Liability Insurance in Red Deer

The cost of commercial general liability insurance starts at $500 or $1000 in Red Deer, depending on the insurer. Bullfrog delivers online commercial general liability insurance quotes from different insurance companies to ensure you’re getting the best price for your coverage.

The cost of your company’s commercial general liability insurance will depend on your business operations, industry, and insurance options (as well as other factors).

What affects commercial general liability insurance rates in Red Deer?

The following factors affect Red Deer commercial general liability insurance rates:

  • Your insurance history
  • Your insurance coverage options
  • Your industry
  • Your business operation
  • Your annual revenue
  • Number of employees
  • Where you operate (I.e. only within Alberta, across multiple provinces, internationally)

Every insurance company calculates rates differently, which is why we get you multiple online quotes for your commercial general liability insurance in Red Deer. You can trust you’re getting competitive prices for your coverage!

How to Get Commercial General Liability Insurance in Red Deer

At Bullfrog, we make it easy to get online commercial general liability insurance in Red Deer. Just follow these simple steps:

  1. Enter your industry and profession.
  2. Provide some basic contact information.
  3. Answer a few simple questions about your business.
  4. Choose the insurance coverage you’d like.
  5. Review your commercial general liability insurance quotes for your Red Deer business.
  6. Pick a provider.
  7. Pay online.

Once you’ve paid, you’re insured! We send you your policy documents and certificate of insurance right away. If you have any questions, you can message us, email us or give us a call. Our insurance experts are happy to help.

How to get it

Simply fill out our short online questionnaire and we instantly provide you with multiple online insurance quotes based on your needs. All coverage options are standardized between insurance companies so all you have to do is compare insurance quotes based on price!

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Why our customers love Bullfrog

Our customers love Bullfrog because we make insurance simple. Do it quickly online yourself or talk to one of our knowledgeable insurance brokers. We’re responsive and professional and our insurance coverage is quality and competitively priced.

Sev Michaels

White Lilac INC. / Alberta

Thank you so much for your assistance, you made the process so painless. I have contacted other brokers before and they made it so complicated. Also, you were far more efficient!

Stephen Hammond

Harassment Solutions INC / BC & AB

Due to a client’s request, and for the first time, I needed Commercial General Liability insurance, but I had no clue where to start. I Googled “CGL” and up came Bullfrog Insurance. Even though my needs were relatively small, due to the client needs, they had to be very specific. Every question I asked was answered by the Bullfrog insurance representative, Raman, who was very helpful. And then when I realized I needed more coverage, she didn’t flinch and let me know she’d get back to me right away. I got great coverage and all of it was done via email. Now I’ll know who to turn to for other small business insurance needs.

An Important Update About Bullfrog Insurance
 

Please be aware that due to a change in our operations, Bullfrog Insurance has made the difficult decision to start winding down our business. This means we are no longer accepting new clients.
 

Are you an existing Bullfrog Insurance client? Rest assured that your coverage remains valid, and you’ll continue to be protected up until your policy expiry date. Watch your inbox for more details from our team.