What’s covered by Surrey commercial general liability insurance?
Commercial general liability insurance protects Surrey businesses if they’re sued for causing bodily injury or property damage to a third party due to negligence. It covers legal expenses such as defense costs, judgement awards and settlements.
This means it does not cover damage to your company’s property, injury to employee, or bodily injury or property damage caused by anything other than negligent acts (including operating a motor vehicle or intentional actions). Negligent acts are defined as not acting with due care in any situation.
Commercial general liability insurance is generally considered essential for any type of business in Surrey, regardless of size or industry. Negligence causing injury or property damage is one of the most common types of lawsuits and its important to protect your business financially.