What does commercial general liability insurance cover in Alberta?
In Alberta, commercial general liability insurance covers legal expenses in the event your company is sued for causing bodily harm or property damage due to negligent acts to a third party.
A negligent act is any circumstance where your company or an employee did not exercise due care.
Legal expenses can include your defense costs, such as lawyers and expert witnesses, judgement awards, and settlements.
A third party is anyone not employed by your business, including clients, vendors, or a random person walking down the street.