Hamilton Commercial General Liability Insurance

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We make it easy to protect your business in Hamilton. Bullfrog offers instant online coverage, rockstar treatment and no bull. Get commercial general liability insurance quotes or buy your protection online in under 5 minutes. Here’s how:

  1. Enter your industry and profession.
  2. Provide some basic contact information.
  3. Answer a few questions about your business.
  4. Choose your insurance coverage.
  5. Review your Hamilton commercial general liability insurance quotes.
  6. Choose your insurance provider.
  7. Pay online.

Once you’ve paid, you’re insured! It really is that fast and easy. You can check it off your list with the peace of mind that your business is protected – and at a great price, too.

How much does commercial general liability insurance cost in Hamilton?

Commercial general liability insurance starts at $500 for most industries in Hamilton, although some may start at $1000, depending on the insurance company.

Your company’s commercial general liability insurance costs in Hamilton will depend on:

  • Industry
  • Experience
  • Business operations
  • Annual revenue
  • Number of employees
  • Where you’re located
  • Where you operate
  • Your insurance history
  • Your insurance options

Every insurance company calculates their Hamilton commercial general liability insurance rates differently. That’s why we offer quotes from different insurers – you’re getting the most competitive rate for your protection.

What’s covered by Hamilton commercial general liability insurance?

If your business is sued for causing bodily injury or property damage to a third party due to negligent acts, commercial general liability insurance helps cover your legal expenses. Here are a few definitions to keep in mind:

  • Bodily Injury – physical harm to someone.
  • Property Damage – damage or loss to someone’s property or belongings.
  • Third Party – anyone not employed by your business, including clients, vendors and rando passersby.
  • Negligent Acts – anything considered to be acting without due care in a specific circumstance.
  • Legal Expenses – includes defense costs, judgement awards and settlements.

You’re covered regardless of the outcome of the case.

What isn’t covered by Hamilton commercial general liability insurance?

Commercial general liability insurance is designed to protect Hamilton businesses from a specific risk: being sued for causing injury or property damage to a third party due to negligence. Anything outside of that won’t be covered, including:

  • Injury caused to an employee
  • Injury or damage caused while driving a vehicle
  • Injury or damage caused intentionally
  • Damage to your company’s property
  • Cyber liability
  • Financial loss caused by your professional service or advice

There may be other insurance products that can protect your business from those risks. Contact us for more details.

Your policy documents will outline what is and what isn’t covered, including specific exclusions.

How much commercial general liability insurance do I need in Hamilton?

The amount of commercial general liability insurance your Hamilton business needs depends on your individual risk level. Consider these questions:

  • How common are lawsuits in your industry?
  • How expensive are lawsuits in your industry?
  • What liability risks do you have with your business operations?
  • How many employees do you have?
  • Where does your business operate?

At Bullfrog, we offer a number of different coverage amounts to suit your individual needs:

  • $2 million
  • $3 million
  • $4 million
  • $5 million

If you need advice on how much insurance to get, our expert brokers can help. Connect with us online, by email or by phone.

How to get it

Simply fill out our short online questionnaire and we instantly provide you with multiple online insurance quotes based on your needs. All coverage options are standardized between insurance companies so all you have to do is compare insurance quotes based on price!

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Why our customers love Bullfrog

Our customers love Bullfrog because we make insurance simple. Do it quickly online yourself or talk to one of our knowledgeable insurance brokers. We’re responsive and professional and our insurance coverage is quality and competitively priced.

Sev Michaels

White Lilac Inc. / Alberta

Thank you so much for your assistance, you made the process so painless. I have contacted other brokers before and they made it so complicated. Also, you were far more efficient!

Stephen Hammond

Harassement Solutions Inc. / BC & AB

Due to a client’s request, and for the first time, I needed Commercial general liability insurance, but I had no clue where to start. I googled “CGL” and up came Bullfrog Insurance. Even though my needs were relatively small, due to the client needs, they had to be very specific. Every question I asked was answered by the Bullfrog insurance representative, Raman, who was very helpful. And then, when I realized I needed more coverage, she didn’t flinch and let me know she’d get back to me right away. I got great coverage and all of it was done via email. Now I’ll know who to turn to for other small business insurance needs.

An Important Update About Bullfrog Insurance 

Please be aware that due to a change in our operations, Bullfrog Insurance has made the difficult decision to start winding down our business. This means we are no longer accepting new clients. 

Are you an existing Bullfrog Insurance client? Rest assured that your coverage remains valid, and you’ll continue to be protected up until your policy expiry date. Watch your inbox for more details from our team.