Brampton Commercial General Liability Insurance

Get a Quote Now

Want to get you Brampton commercial general liability insurance online? With Bullfrog, you can review quotes, purchase coverage, and receive your policy documents online in minutes. We understand that Brampton business owners are busy. That’s why we’ve made getting commercial general liability insurance in Brampton easy. Just follow these steps:

  1. Enter your profession.
  2. Provide your contact info.
  3. Answer a few questions about your business.
  4. Choose your insurance coverages.
  5. Review your Brampton commercial general liability insurance quotes.
  6. Choose your insurance provider.
  7. Pay online.
  8. You’re insured! We email your policy documents and certificate of insurance right away.

And that’s how you get commercial general liability insurance online in Brampton. It’s really that simple. Instant coverage, rockstar treatment and no bull.

Do Brampton businesses need commercial general liability insurance?

Brampton businesses may need to carry commercial general liability insurance for two reasons:

  1. They have contracts that require a certain amount of coverage.
  2. They cannot afford to cover the expenses of a lawsuit out of pocket.

Contracts may require you to hold a certain amount of commercial general liability insurance in Brampton. This is commonly seen with landlord/rental contracts and in certain industries, like construction.

Even if you do not have a contract requiring you to carry this protection, we recommend all businesses have commercial general liability insurance in Brampton. This is because lawsuits can financially cripple a business and this coverage protects you from one of the most common lawsuits businesses face.

How much does commercial general liability insurance cost in Brampton?

Commercial general liability insurance starts at $500 for businesses in Brampton. Your costs may be higher. It will depend on the risks of your business.

We offer you quotes from different commercial general liability insurance companies in Brampton to ensure you’re getting the best price for your protection.

What affects commercial general liability insurance rates in Brampton?

The following factors can impact Brampton commercial general liability insurance rates:

  • Your company’s annual revenue
  • The number of employees you have
  • Where your business operates and where it is physically located
  • Your industry
  • Your business operations
  • Your insurance history
  • Your insurance options

What is covered by commercial general liability insurance in Brampton?

Commercial general liability insurance protects Brampton businesses if they’re sued for causing bodily injury or property damage to a third party due to negligent acts. This protection covers your legal expenses such as defence costs, judgement awards and settlements. You’re also covered regardless of the outcome of the claim.

A third party is anyone not employed by your business, including clients, vendors, and people on the street or completely unassociated with your business. Negligent acts are defined as anything that demonstrates a lack of due care – yes, it’s vague, which is why this protection is important!

All of Bullfrog’s policies are occurrence-based. This means that if someone sues you in the future for an incident that occurred when you were insured with us, you’ll be covered.

Here are a few examples of claims scenarios that would be covered:

  • Someone walking into your company’s premises falls and hurts themselves. They sue you for negligence causing them a bodily injury.
  • You’re at a worksite, working on a renovation project. An employee accidentally spills paint, ruining the client’s flooring. The client sues you for negligence causing property damage.
  • While in your store, an unsupervised kid starts climbing shelves and goofing around. Unfortunately, they fall and get hurt. The parents sue you for causing their child bodily injury due to negligence.
  • A competitor sues you for harming their reputation after you give an interview discussing issues in your industry.

What isn’t covered by commercial general liability insurance in Brampton?

Commercial general liability insurance doesn’t cover the following in Brampton:

  • Damage to your company’s property
  • Injury to an employee
  • Damage or injury caused intentionally, by criminal acts, or in the course of operating a vehicle
  • Financial loss due to your service or advice
  • Cyber liability

There are other types of insurance products that can help protect your business from these risks. Contact us for more information.

Remember, Brampton commercial general liability insurance is specifically designed for claims of negligence causing injury or property damage to a third party. It won’t cover anything outside of that. Your policy documents will explain exactly what is and what isn’t covered. If you’ve got questions, reach out to one of our insurance brokers online, by email or by phone.

How much commercial general liability insurance do I need in Brampton?

The amount of commercial general liability insurance you need in Brampton depends on:

  • Your contract requirements
  • Your industry
  • Your business operations
  • Your annual revenue
  • The number of employees
  • How common lawsuits are in your industry and how much they cost

At Bullfrog, we offer a few levels of protection so that you can choose the one that best fits your company’s needs. We offer between $2 million and $5 million of commercial general liability insurance in protection in Brampton.

Protect yourself today with our online commercial general liability insurance for Brampton businesses.

How to get it

Simply fill out our short online questionnaire and we instantly provide you with multiple online insurance quotes based on your needs. All coverage options are standardized between insurance companies so all you have to do is compare insurance quotes based on price!

Get a Quote Now

Why our customers love Bullfrog

Our customers love Bullfrog because we make insurance simple. Do it quickly online yourself or talk to one of our knowledgeable insurance brokers. We’re responsive and professional and our insurance coverage is quality and competitively priced.

Sev Michaels

White Lilac Inc. / Alberta

Thank you so much for your assistance, you made the process so painless. I have contacted other brokers before and they made it so complicated. Also, you were far more efficient!

Stephen Hammond

Harassement Solutions Inc. / BC & AB

Due to a client’s request, and for the first time, I needed Commercial general liability insurance, but I had no clue where to start. I googled “CGL” and up came Bullfrog Insurance. Even though my needs were relatively small, due to the client needs, they had to be very specific. Every question I asked was answered by the Bullfrog insurance representative, Raman, who was very helpful. And then, when I realized I needed more coverage, she didn’t flinch and let me know she’d get back to me right away. I got great coverage and all of it was done via email. Now I’ll know who to turn to for other small business insurance needs.

An Important Update About Bullfrog Insurance 

Please be aware that due to a change in our operations, Bullfrog Insurance has made the difficult decision to start winding down our business. This means we are no longer accepting new clients. 

Are you an existing Bullfrog Insurance client? Rest assured that your coverage remains valid, and you’ll continue to be protected up until your policy expiry date. Watch your inbox for more details from our team.