Occurrence Based Coverage
All of Bullfrog’s commercial general liability insurance policies in Lethbridge are occurrence-based. This means that as long as the incident occurred during the policy period, you’re covered. This helps your business, as sometimes lawsuits can arise much later.
For example, let’s say someone slips and falls on your company’s premises in January – luckily, you have commercial general liability coverage at the time. You get sued over a year later. You’d still be covered as the incident occurred during a period where you were insured. Even if you were retired or had sold the business – you’d be protected.