Insurance for Physiotherapists

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Liability Insurance For Your Physiotherapy Clinic

Whether your business treats long term injuries or minor sprains, Bullfrog Insurance offers you the right health professional insurance coverage at the right price with a small business insurance policy that is tailored to your health professional small business needs.

Bullfrog Insurance is dedicated to offering your small business a fast and simple way to shop for commercial insurance coverage online. We understand that as a business owner, you cannot afford setbacks due to unforeseen events or issues. Bullfrog offers you the ability to purchase, pay and receive your small business insurance policy in real-time so you can get on with your business and what really matters.

How to Purchase Liability Insurance for Occupational Therapists

Getting a quote for occupational therapist insurance is easy when you choose Bullfrog.

  1. Fill out your profession.
  2. Enter your postal code as well as contact information.
  3. Answer some questions about your line of work.
  4. Select your coverage.
  5. Receive multiple quotes!

This process is straightforward, quick, and easy. In just a few minutes, you can have quality coverage for your practice.

FAQs About Physiotherapist Liability Insurance

To be a physiotherapist requires a lot of work, attention to detail, and dedication. Insurance might seem like just another thing to add to the list. Fortunately, with Bullfrog, you don’t need to be an expert. We take care of the insurance for you and find a policy that works for you and your practice’s needs so you can be sure you are well-protected while on the job. If you are confused about what is covered under your policy or need some assistance, look below to some of our most common FAQs. If what you want to know isn’t answered in our list, give us a call to chat today.

How much does it cost to have occupational therapy insurance coverage?

There are a variety of factors that contribute to your rates for physiotherapist insurance. Those include:

  • The size of your business (annual revenue)
  • Your staff, if any
  • Physical location
  • Services offered
  • Coverage limits

You can cut some costs by making small tweaks like adjusting your coverage limits or raising your deductible. Keep in mind that you should ensure you are not sacrificing necessary coverage to offset your premiums.

On average, premiums for occupational therapy insurance coverage will range between $529 to $729 annually. This is a small price to pay for peace of mind and knowing you have a backup should anything go awry while you are doing your job.

Do I need to have professional liability insurance for occupational therapy?

Because physiotherapists offer a professional service, they are generally required to carry professional liability insurance. For occupational therapy, patient care necessitates errors and omissions insurance to protect physiotherapists in case an accident happens on the job or a client perceives them to have caused bodily injury, property damage or financial loss.

How does physiotherapy indemnity insurance protect me?

Physiotherapist indemnity insurance is essential to ensuring you have liability coverage while on the job. If a client was to slip and fall on the premise of your clinic and sue, this coverage may be able to offer reimbursement for the consequential legal expenses.

In some provinces and states, physiotherapist clinics must be insured in order to operate legally. Not only does this insurance help protect against financial losses due to third-party claims and lawsuits, but it may be necessary in order to do business at all.

Where we offer

Locations where we currently offer physiotherapist insurance in Canada:
  • Alberta
    • Calgary
    • Edmonton
    • Lethbridge
    • Red Deer
  • British Columbia
    • Burnaby
    • Richmond
    • Surrey
    • Vancouver
    • Victoria
  • Ontario
    • Brampton
    • Hamilton
    • Mississauga
    • Ottawa
    • Toronto

Why our customers love Bullfrog

Our customers love Bullfrog because we make insurance simple. Do it quickly online yourself or talk to one of our knowledgeable insurance brokers. We’re responsive and professional and our insurance coverage is quality and competitively priced.

G. Lauzon

Greenfoot.ca

I love dealing with Bullfrog Insurance. Their account executives are very knowledgeable and think outside the box. Service is super fast too. Thanks Bullfrog!

Sev Michaels

White Lilac INC.

Thank you so much for your assistance, you made the process so painless. I have contacted other brokers before and they made it so complicated. Also, you were far more efficient!