Shop Like A Pro and Save Big!
Many business owners need to insurance their small business vehicle, but often find it difficult to understand what the options are. Multiple car insurance companies may be vying for business in your area, including nationwide players and local insurers. Each of them offers an eye-glazing variety of policy options, making it hard to compare policies and figure out what is the best and cheapest option. The cost of an auto insurance premium can vary by hundreds or even thousands of dollars, depending on the type of car you own and who insures it. Nevertheless, if you know how to shop for insurance you can save a ton by comparing your options. Here are some great tips which may get you big savings.
Do Your Research and Compare
When shopping around for car insurance, it’s important to make sure that you are comparing like-for-like coverage. Some policies may seem cheaper, but you may find you don’t have the same level of coverage when you must make a claim. By using an online comparison service to do the work for you, you can alter the excess that you are willing to pay and the mileage you will drive and get new quotes to choose from.
Don’t Put the Whole Family on Your Policy
Make sure that only regular drivers are named on the policy. You can always add someone for a few days when they need to drive the car.
Maintain a Good Credit History
By establishing a good credit history, it’ll open many benefits for you, including lower insurance costs. Most insurers use credit information to price auto insurance policies. To be sure you’re getting the good credit you deserve, it’s a good idea to check your credit score/record often to be sure all information is accurate and up-to-date.
Low Mileage Discounts
Some insurers offer discounts to people who drive less than the average number of miles per year. Low mileage discounts can also apply to those drivers who car pool to and from work.
Insurance companies offer discounts to policyholders who haven’t had any accidents or moving violations, drive few miles, have taken a defensive driving course.
The final point to keep in mind that is very important to saving money when looking for auto insurance is not always getting the best discount, but the best final price. Be sure to visit the Bullfrog Blog often for more tips on marketing, productivity and risk mitigation.