Hassle Free British Columbia Contractors Insurance

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What is contractors insurance in British Columbia?

British Columbia (B.C.) is a hub for small businesses in the contracting industry, with over 93% of construction companies in the province having less than 20 employees. With over 197,000 employees in the industry and more than 33,00 apprentices in training, the industry is anything but stagnant when it comes to continuous growth.

The B.C. construction industry is seeing a lot of changes coming its way with the retirement of more than 34,000 workers over the next decade and an increased investment of $4.1 billion in renovations of existing residential buildings and single-family homes. The industry is ready for small business innovation and many entrepreneurs are relocating to B.C. to take advantage of the very attractive opportunity. Increased business means higher liability and a need for insurance. If you are looking for the most secure liability insurance at competitive prices, then Bullfrog Insurance is the perfect match for you!

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What we offer

  • Alterations, Renovations or Repairs (Residential)
  • Antenna & Satellite Installations (Residential)
  • Carpentry – With Shop Operations/Away From Shop
  • Chimney Cleaning (Residential)
  • Decks & Fencing
  • Doors, Windows, Siding, Awnings
  • Drywalling, Plastering & Lathing
  • Electricians (No Industrial)
  • Floor Covering & Ceiling Installatins
  • Glass (Glazier) Installation
  • Heating Equipment & Combined Air Conditioning (Residential)
  • Insulation (no asbestos/UFFI or EIFS)
  • Interior Decorator (Cosmetic)
  • Landscaping
  • Landscaping
  • Lawn Sprinkler Installation
  • Machinery, Agricultural
  • Machinery, Industrial (Millwright)
  • Masonry (Including Bricklaying, Stonework, etc.)
  • Painting & Paper Hanging
  • Plumbers
  • Road Construction
  • Roofing
  • Sheet Metal (Work Done Away From Shop)
  • Sign Installation
  • Solar Energy Contractors
  • Tile Work
  • Tree Removal, Trimming, Pruning
  • Window Cleaning

How much does British Columbia contractor insurance cost?

The cost of contractors insurance in British Columbia will cost $939.50 on average per year, or $78.20 a month. How much you will end up paying for your coverage, however, may be more or less based on the nature of the job that you do and your current requirements/coverage limits.

Concerned about the confines of your budget? Not to worry. Chat today with a Bullfrog representative. Our team has years of experience in the field of insurance and can help you find a plan that fits within your budget.

Who needs contractor liability insurance in British Columbia?

Are you a contractor or working professional who does jobs like installations, roofing, repairs, painting jobs, air conditioning and heating, landscaping, etc.? Chances are you will need contractor insurance. British Columbia contractors, subcontractors and property owners who plan to take on their own job will likely be required by their hiring body or government contract to show proof of insurance.

Here at Bullfrog, we agree with B.C. that contractors contribute a lot to the growth and strength of the province. This is why Bullfrog Insurance offers contractors insurance that protects you and your business from potential risk and danger. B.C. contractors liability insurance provides small business owners like you with protection for property damage coverage, medical care for bodily injury to lawsuits and other financial liabilities that can result from elements like accidents or other mishaps.

How do I get contractors insurance in British Columbia?

You should have a choice when it comes to your coverage. Bullfrog offers multiple contractors insurance quotes in British Columbia for you to choose from so your needs may be met. The online system we offer is helpful as it gives you an opportunity to find solutions that meets your every need. Our plans are custom tailored and we offer options like installation floaters, automobile liability, liability insurance, and property insurance to guarantee proper coverage.

Our online system was created so that hard-working business owners like you don’t lose precious time out of your day. Our online system is set up so that you can easily view information, get quotes, and purchase policies effortlessly and quickly. We also offer automatic coverage extensions so that you don’t have any added stress or worry when you are at your busiest.

What are the contractor insurance requirements in British Columbia?

Accidents are accidents for a reason. Many contractors who do snowplow work, carpentry, landscaping, remediation, painting, cleaning, and more will be required to show evidence of insurance before they can take on new jobs. No matter if your operations are just starting up or you’re already a big fish in the business world, insurance is critical.

Dedicated to offering small contracting businesses a fast and simple way to shop for commercial insurance coverage online, Bullfrog Insurance is here to help contractor businesses in British Columbia, like yours, find the right protection for its needs. We understand that as a business owner, you cannot afford setbacks due to unforeseen events or issues. Bullfrog offers you the ability to request, purchase, pay and receive your BC contractor insurance quotes and policies in real-time so you can get on with your business and what really matters – your bottom-line.

An Important Update About Bullfrog Insurance 

Please be aware that due to a change in our operations, Bullfrog Insurance has made the difficult decision to start winding down our business. This means we are no longer accepting new clients. 

Are you an existing Bullfrog Insurance client? Rest assured that your coverage remains valid, and you’ll continue to be protected up until your policy expiry date. Watch your inbox for more details from our team.