Insurance for Tilers
Are you prepared to cover the costs if an employee damages a client’s property during installation or a client cuts themselves while viewing your work? Accidents happen, even to the most safety-conscious businesses.
Insurance for tilers can help protect you and your small business. With Bullfrog, you get instant coverage with rockstar treatment and no bull.
Get a tiler insurance quote online and get protected in minutes. We keep insurance easy because you’ve got enough on your plate.
Get A Tiler Insurance Quote Online
Getting a quote for tiler insurance online is simple with Bullfrog:
- Fill in your profession, company name, contact information and postal code.
- Answer a few quick questions about your industry, operation and revenue.
- Select the coverage you want.
You can review your quotes and choose the one you’d like to go with. Once you’ve paid, you’re insured!
Why Tilers Should Choose Bullfrog Insurance
We keep it simple while providing top-notch protection and customer service. Here are a few more reasons tilers should partner with Bullfrog Insurance:
- Get great coverage at competitive prices.
- Get a tiler insurance quote or policy in only a few minutes.
- Manage your insurance online, when and where it’s convenient for you.
- You can always deal with a real person, if you want to.
- Get access to insurance experts when you need it.
We figure you’ve got enough to worry about with running a tiling business – let us take care of the insurance part.
What type of insurance do tilers need?
At Bullfrog Insurance, we offer tilers commercial general liability insurance and property insurance for their tools and equipment.
Commercial General Liability Insurance for Tilers
A critical part of insurance for tilers is commercial general liability insurance. This coverage protects you if you’re sued due to negligent acts causing property damage or bodily injury. Negligent acts are defined as a failure to exercise appropriate care in specific circumstances. Here are a few examples:
- An employee drops a piece of equipment as they carry it through your client’s property, damaging the flooring.
- As the client tours your worksite, they cut themselves on an exposed tile.
- A competitor sues you for harming their reputation after you give an interview to local media.
- A vendor delivering a package to your premises trips or slips and is injured.
Commercial general liability insurance for tilers can help reduce the financial burden if you’re sued. It can help cover:
- Legal defence costs including witnesses and lawyers
- Judgement awards
- Settlements
- Medical payments
- Lost wages
- Pain and suffering
- Replacement of damaged property
How much commercial general liability insurance should I have?
At Bullfrog, we offer the following levels of commercial general liability insurance for tilers:
- $2 million
- $3 million
- $4 million
- $5 million
This number is the maximum amount you will be paid for all claims within a policy term (usually 1 year).
The amount of protection you need depends on your individual business. You should consider:
- Your company’s annual revenue
- The number of employees you have
- How common lawsuits are against tilers and how much they cost
- Insurance requirements in your contracts
- Where your business is located and where it operates
- Inherent risks with tiling
Lawsuits are expensive and they’re a very real risk – make sure you choose the right level of coverage.
Protecting Your Tools & Equipment with Tiler Insurance
Your tools and equipment are essential to your business operations. We offer two levels of property insurance to protect them:
- $10,000
- $20,000
This property coverage will help cover the replacement of your tools and equipment if they’re damaged or destroyed by an insured peril. This includes:
- Fire
- Burst Pipe
- Storm (wind, hail)
- Falling Object
- Theft
- Vandalism
- …and more!
A full list of insured perils and exclusions can be found in your emailed policy documents.
Our property coverage applies to your tools and equipment whether they’re stored on your company’s premises or off-premises (such as at a worksite).
What isn’t covered by tiler insurance?
Unfortunately, tiler insurance doesn’t cover everything. Your policy documents will list all exclusions, but here are a few:
- Intentional or criminal acts
- Worker’s compensation
- Employer’s liability (bodily injury caused to an employee)
- Earthquake
- Flood
- Fungi and spores
- Wear and tear
- Loss of business income
- Sewer backup
Why do tilers need insurance?
Insurance is designed to reduce the financial impact of unexpected events causing damage or loss. If you can’t afford the cost of a lawsuit or replacing your tools out of pocket, insurance is a good idea.
What happens if I don’t have insurance?
If you don’t have insurance, you will need to cover the expenses of a lawsuit or replacing your property out of your own pocket. If you have contractual obligations regarding insurance, you may face legal consequences for not carrying the proper coverage.
How much does insurance for tilers cost?
Insurance for tilers can start at as low as $500/year or $42/month. Your costs may be higher – it depends on your company’s individual risks.
What affects the cost of insurance for tilers?
The following factors affect tiler insurance rates:
- Your industry
- Your company’s operations
- Your company’s revenue
- Where you are located
- Where you operate
- The number of employees you have
- The replacement cost of your property
- Your insurance history
- Your insurance coverage options
Get a tiler insurance quote today or contact us if you have any questions.
Why our customers love Bullfrog
Our customers love Bullfrog because we make insurance simple. Do it quickly online yourself or talk to one of our knowledgeable insurance brokers. We’re responsive and professional and our insurance coverage is quality and competitively priced.
Stephen Hammond
Harassment Solutions Inc / BC & AB
Due to a client’s request, and for the first time, I needed Commercial General Liability insurance, but I had no clue where to start. I Googled “CGL” and up came Bullfrog Insurance. Even though my needs were relatively small, due to the client needs, they had to be very specific. Every question I asked was answered by the Bullfrog insurance representative, Raman, who was very helpful. And then when I realized I needed more coverage, she didn’t flinch and let me know she’d get back to me right away. I got great coverage and all of it was done via email. Now I’ll know who to turn to for other small business insurance needs.
Sev Michaels
White Lilac INC. / Alberta
Thank you so much for your assistance, you made the process so painless. I have contacted other brokers before and they made it so complicated. Also, you were far more efficient!