Property insurance protects the physical assets owned by your business in the event they are damaged by an insured cause such as fire, theft or vandalism. As an office professional, your physical assets may include buildings, equipment, inventory, supplies, furniture, computers and electronics. Bullfrog allows you to cover all of your assets under one blanket limit chosen by you. This gives you flexibility in the event of a claim if you overestimated some items and underestimated others.
An insured loss to your business premise could still be detrimental to your livelihood if you’re forced to shut down while repairs or rebuilding takes place. You could experience not only lost profits, but also continuing operating and fixed expenses such as wages, rent, utilities etc. Bullfrog policies automatically include coverage for Business Interruption up to the amount of your actual loss sustained. This will ensure you can stay afloat and get your business back up and running so you can continue to serve your clients.
As a professional, you likely have an office premise where clients visit you on a regular basis. It’s important to have liability coverage in the event someone injures themselves at your premise, or in the event you visit your client’s premise and cause some sort of property damage. Bullfrog policies automatically include Commercial General Liability coverage to ensure you are properly protected for legal fees and damages that might be incurred as result of these situations, and any others resulting in third party injury or property damage.
CYBER EVENT EXPENSE
In today’s high-tech workplace, most business professionals rely heavily on technology to manage the operations of their company and to store valuable information. Any business or professional that handles or stores private business, customer, patient or employee information has a privacy breach risk. When a breach happens, most businesses are required by law to take action. Bullfrog policies automatically include $25,000 for Cyber Event Expense to assist with expenses incurred to deal with a breach (notification, monitoring, public relations, regulatory compliance etc.).
If your employees are driving vehicles (whether company-owned, rented or personal) for business purposes such as visiting a client or taking a deposit to the bank, you could be legally responsible for any property damage or injuries resulting from an accident. Bullfrog policies automatically include liability coverage for Non-Owned Automobiles to ensure you are properly covered for legal fees and damages.
AUTOMATIC COVERAGE EXTENSIONS
Managing your own office can be busy enough, without the added stress of sifting through various insurance options. Bullfrog has made it easy for you by automatically including all the ‘extras’ at no extra charge. This includes coverage such as Personal Property at your business location, Property in Transit, Extra Expense, Accounts Receivable, Valuable Papers, Crime, Equipment Breakdown and more.
Get a Quote