Small Business Insurance in Newfoundland – Under 90 Seconds & Completely Online!

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Bullfrog Insurance Protects Small Businesses in Newfoundland with Insurance Tailored to Their Specific Needs – Easier Than Ever.

Get Small Business Insurance Quotes in Newfoundland and Buy in 90 Seconds.

Running and operating a small business is hard work, and you would never want anything to cause it to fall into ruin.
Small business insurance helps Newfoundland companies stay on track. If anything should happen, your small business insurance can step in to help cover the cost of repairs, restoration or even legal costs, if you should find yourself faced with a lawsuit. Get back to what you do best easier than ever, and work with peace-of-mind knowing you can run your business the way you want. A small business insurance policy in Newfoundland can include property coverage, commercial general liability, non-owned automobile liability, and more.

FAQs for Newfoundland Small Business Insurance

Insurance isn’t always the most straightforward, but Bullfrog Insurance understands the importance in knowing what you’re covered for, so there’s never any surprises. Discuss directly with our experts or see our frequently asked questions about small business insurance in Newfoundland, answered for your convenience below.

How do you get small business insurance in Newfoundland?

To get small business insurance in Newfoundland, work with Bullfrog Insurance. All you need to do is click “get a quote now” and you’ll be presented with a few easy steps.

  1. Enter your profession, contact information, postal code and company name into the fields.
  2. Answer some questions about what you do
  3. Select the level of coverage for your business.

You will receive instant quotes. If you’re prepared to purchase straightaway, you can do that. Once you’ve paid virtually, you’ll be insured immediately.

Do I need to have small business insurance in Newfoundland?

All businesses should have small business insurance in Newfoundland. The exact types of insurance they need will vary. Although it may not be mandated, it is still highly recommended, as few businesses will have the financial muscle it takes to recover and restore themselves following an unexpected loss. Some businesses may be required to carry specific coverages, such as commercial auto if you have company vehicles, or professional liability if you work in the medical or law field.

What types of small business insurance in Newfoundland do I need?

What types of small business insurance you need depends on the kind of business you run. Small business insurance may include several different options, including commercial general liability, property insurance, commercial auto or professional liability insurance.
As a rule of thumb, all businesses should acquire at least the base level of commercial general liability insurance. For businesses with a physical premise, property insurance is a no-brainer. Commercial auto is applicable if you use company vehicles, even if they’re leased and not owned by your company, and professional liability insurance is applicable for those businesses that offer a professional service or advice. Discuss with Bullfrog Insurance’s experts for advice based on your business.

How much does small business insurance in Newfoundland cost?

The exact price of your small business insurance will depend on several factors, including the following:

  • Your company’s annual revenue
  • Your industry
  • Business history
  • Insurance history
  • Your coverage options
  • Where you operate
  • Number of employees
  • Deductible amount
  • … and more

Where we offer

Besides Newfoundland, Bullfrog Insurance is proud to offer professional liability insurance to these locations within Canada:
  • Alberta
    • Calgary
    • Edmonton
    • Lethbridge
    • Red Deer
  • British Columbia
    • Burnaby
    • Richmond
    • Surrey
    • Vancouver
    • Victoria
  • Ontario
    • Brampton
    • Hamilton
    • Mississauga
    • Toronto
    • Ottawa

How much small business insurance does my Newfoundland firm need?

You want to avoid both under-insuring and over-insuring your business when deciding on coverage needs for your small business in Newfoundland. Either situation could result in you losing money. Under-insuring may result in you paying out-of-pocket for claims when an adequate amount of insurance could have covered you, and over-insurance may result in you paying for coverage you don’t even need.
We ask ourselves several questions in order to define the amount of insurance we need and narrow down our options. Consider these questions:

  • How likely is your business to see lawsuits?
  • How severe are lawsuits in your industry on average?
  • How many employees do you have?
  • Where is your business physically located?
  • How much can you afford to pay for insurance each year?
  • What could potentially cause advertising injury or bodily injury to someone?
  • What could your business afford to pay out-of-pocket for a claim?
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Why our customers love Bullfrog

With Bullfrog Insurance, getting an insurance policy doesn’t have to feel like a chore! We do our best to help you find quotes from top-rated insurance markets so that you can get faster, more affordable small business insurance coverage for your Newfoundland company. Work with peace-of-mind knowing that you have the adequate protection you need to do what you do best. We never sacrifice quality for cost when helping you find affordable rates. Trust in Bullfrog Insurance to get you small business insurance in Newfoundland in under 90 seconds.

Stephen

Harassement Solutions Inc.

Due to a client’s request, and for the first time, I needed Commercial general liability insurance, but I had no clue where to start. I googled “CGL” and up came Bullfrog Insurance. Even though my needs were relatively small, due to the client needs, they had to be very specific. Every question I asked was answered by the Bullfrog insurance representative, Raman, who was very helpful. And then, when I realized I needed more coverage, she didn’t flinch and let me know she’d get back to me right away. I got great coverage and all of it was done via email. Now I’ll know who to turn to for other small business insurance needs.

An Important Update About Bullfrog Insurance
 

Please be aware that due to a change in our operations, Bullfrog Insurance has made the difficult decision to start winding down our business. This means we are no longer accepting new clients.
 

Are you an existing Bullfrog Insurance client? Rest assured that your coverage remains valid, and you’ll continue to be protected up until your policy expiry date. Watch your inbox for more details from our team.