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Ottawa Small Business Liability Insurance Coverage

Along with being the country’s capital city, Ottawa is the home of many of Canada’s renowned museums, galleries, and festivals. Although one of the largest urban areas in the country, the city manages to hold on to a small-town feel.

Dedicated to offering small businesses in this culturally invigorating city a fast and simple way to shop for commercial liability insurance coverage online, Bullfrog Insurance is here to help small businesses find the right insurance protection for its needs. We understand that as a business owner, you cannot afford setbacks due to unforeseen events or issues. Bullfrog offers you the ability to purchase, pay, and receive your Ottawa liability insurance quotes and policies in real-time so you can get on with your business and what really matters.

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How do I get small business liability insurance in Ottawa?

Purchasing and securing a small business liability insurance policy in Ottawa should only take a few minutes of your time. With Bullfrog, that can become a reality.

Simply fill out our short online questionnaire and we instantly provide you with multiple online insurance quotes based on your needs. All coverage options are standardized between insurance companies so all you have to do is compare insurance quotes based on price!

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Who needs small business insurance in Ottawa?

Small business insurance in Ottawa is an essential for business owners looking to sustain themselves for decades to come. Small businesses are important to the city of Ottawa and help ensure that the economy stays healthy and thriving. But even small businesses need insurance to lessen their exposure to unforeseen risks.

No matter what your business is, how big it is, or where in Ottawa it is located, every business needs insurance. Fill out our online questionnaire and see how Bullfrog Insurance can get you the best small business insurance in Ottawa.

What does small business insurance in Ottawa cover?

There are many kinds of small business insurance in Ottawa that can be of help to you and your livelihood. What coverage you will end up needing really depends on the nature of the business that you run. Here are a few coverages you may need:

  • Commercial General Liability Insurance or General Liability Insurance for small business in Ottawa which can offer compensation if a third-party claims you or your business’ operations caused third-party bodily injury or property damage.
  • Professional Liability Insurance which can supply protection for a professional business (a business that offers professional services or advice) for expenses due to claims alleging misinformation, failure to offer a promised service, or negligence causing injury or losses.
  • Directors’ and Officers’ Liability insurance may offer coverage for board members facing hefty lawsuit expenses.

Each business is different and therefore requires its own customized insurance plan in Ottawa. You can find a plan guaranteed to fit with your business’ custom needs by discussing with a representative from Bullfrog.

What affects small business insurance rates in Ottawa?

The price for small business insurance in Ottawa is highly dependent on these following factors:

  • Your annual income
  • Your field of work/industry
  • Your insurance history and past claims
  • Where your business is located/physical or online
  • How long you have been in operation for
  • Your employees
  • What kind of product you sell/service you provide/advice you give

How much does small business insurance in Ottawa cost?

The biggest determining factor in cost is the amount of coverage you need. No business is the same and therefore no business needs the same amount of coverage. Looking for the best small business insurance in Ottawa? Not to worry – Bullfrog can help if you are concerned about the cost. Our team can supply you with a number of insurance quotes based on your answers in our online questionnaire so you can look through your options based on price.

What are the price ranges for small business insurance in Ottawa?

Ottawa small business insurance is dependent on a number of different factors. Every year your typical Ottawa business owner will pay between $388.80 to as high as $2117.88 for their insurance. This is only a median price so you may be paying more or less.

  • Per month, this averages out to around $32.40 to $176.49. All in all, small business insurance is a small price to pay for peace of mind.

What can small business insurance in Ottawa do for my livelihood?

Ottawa’s economy depends on its small businesses. Small business insurance in Ottawa can keep businesses from potentially devastating expenses due to disasters, lawsuits, unexpected repairs and replacements, and more. Without having small business insurance, Ottawa business owners may be short some money that is necessary to ensuring they can recover from an incident or lawsuit.

Is general liability insurance for small business in Ottawa enough to cover me?

General liability insurance for small business in Ottawa can help cover you if your business is held liable for property damage or bodily injury to participants, clients, or third party for negligence. Based on the nature of your business and the industry you operate in, you may need more coverage for different, specific items. Ottawa business owners may also benefit from property coverage, professional liability (if they run a professional business or offer professional advice) or even commercial vehicle to have full protection for their operations.

Insurance can be confusing. If you are not one hundred percent certain as to what your business may require, a Bullfrog representative can help. Get in touch with one of our insurance experts for their expert opinion.

An Important Update About Bullfrog Insurance 

Please be aware that due to a change in our operations, Bullfrog Insurance has made the difficult decision to start winding down our business. This means we are no longer accepting new clients. 

Are you an existing Bullfrog Insurance client? Rest assured that your coverage remains valid, and you’ll continue to be protected up until your policy expiry date. Watch your inbox for more details from our team.