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Professional liability insurance, also known as errors and omissions insurance, is a type of insurance policy designed to help professionals protect their business from any claims that they may face due to alleged negligence, an error in providing a professional service or advice, or omitted information. Your Edmonton business needs to have commercial general liability insurance as a baseline, but if it provides a professional service or advice then it will also need that additional layer of coverage to have full protection.
In Edmonton, professional liability insurance provides coverage if a client alleges losses due to your professional advice or services. If you work as an engineer, counsellor, consultant, or other profession that offers professional service or advice, and don’t have professional liability insurance, you could be exposed.